FLORIDA/TEXAS—The holiday season is exciting, and nothing inspire customers more than a business well decorated, scented and an overall festive atmosphere. In some cases we all feel tempted to sacrifice safety for the sake of an outstanding holiday display. Please be mindful of what your creativity will require in terms of supplies and materials. As we know, some decorations may be combustible. Paper, decorated trees and wreaths will increase the fire load in a specific area. Keep these and other similar decorations away from heat or other ignition sources. Also, and probably most important of all, you must be sure not to place your festive display in an area that interferes with the safe evacuation of the property in case of any emergency.
The use of battery operated candles is highly recommended, especially in the middle of a busy retail setting. Real candles, while they offer some festive and enjoyable scent, they must be handled with care at all times and should never be left unattended, be it at home or at business.
Extension cords—these are much needed especially during this time of the year, but careful! Long extension cords can be the main cause of trips and falls inside your business. They can also be considered a fire hazard if you tend to connect too many things on a single extension due to a lack of accessibility of regular plugs in the area.
Beware of how your employees use ladders—According to the Centers for Disease Control and Prevention (CDC), across all workers, approximately 20% of all fall injuries involve a ladder. The Occupational Safety and Health Administration (OSHA) provides very specific guidelines to follow if your employees will be required to use ladders at any time. The improper use of a ladder, or using an object other than a ladder to reach an item, can result in serious injury due to over-reaching or falling. Statistics suggest that workers are more likely to abuse and misuse ladders rather than use them correctly in the workplace.
Having the right insurance coverage in place can very well make a difference to the bottom line if something goes wrong.
Some important insurance coverages you must consider all year round, and especially during this season include:
General Liability Insurance – Broad insurance coverage for your business and activities
Commercial Property Insurance – Protect your business with insurance for your commercial property.
Business Auto Insurance – Cover your business with insurance for commercial vehicles.
Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
Workers Compensation Insurance – Insurance coverage that helps you take care of your employees.
Starting the season with trained employees, great inventory controls in place, and safely stocked shelves will make an enjoyable shopping experience for everyone, and your customers will be more than happy to visit your shop all year round.
To protect your family, home, your vehicles, your business, and your future, talk to our local, bilingual experienced agents from Buscando Seguro and let them know what your needs and priorities are. Give us a call today at (877) 427-9671— for an initial consultation and quotes from a myriad of insurance carriers who support us in Florida and Texas!
Lizandra Mezquita
LICENSED AGENT
SALES
Email me
407-680-1214